jiffy current account

A pause in business is never an option when you can easily manage all your banking in a Jiffy. NSDL Payments Bank offers Jiffy Current Account that serves as a solution for all your businesses banking needs. This account comes with free corporate internet banking portal which allows you to manage your funds, make online payments, money transfers and much more 24*7.

Key Features

Average Monthly Balance

Enjoy the convenience of digital banking with average monthly balance of Rs.50,000/-

Free NEFT Fund Transfers

Enjoy 50 free NEFT fund transfers every month

Corporate Internet Banking

Access corporate internet banking portal anytime, anywhere without any charges. It allows you to manage your funds, make online payments, money transfers and much more 24*7

rate & charges

  • Minimum Average Monthly Balance (AMB)

    Rs. 50,000

  • Maximum Balance

    Rs. 90,000

  • Sweep falicity with Partner Bank#

    Yes

  • Balance Non- Maintenance charges per month

    Rs. 1000 + GST

  • Initial Deposit

    Rs. 50,000

#Sweep facility is to enable movement of excess funds from your NPBL account to a linked account opened with partner bank. Interest rates on the funds available with partner bank will be as per the prevailing rates offered by the bank. T&C Apply.

Inward - (Internet Banking)

IMPS/NEFT/RTGS

Free

Outward - (Internet Banking)

  • Intra Bank (Within NSDL Accounts)

    Free

  • IMPS

    Up to Rs. 1,00,000 - Rs. 5 + GST

    Rs. 1,00,001 to Rs. 2,00,000 - Rs. 15.00 + GST

  • NEFT

    Free upto 50 transactions per month

    Charges beyond free limit-

    Up to Rs. 10,000 - Rs. 2.50 + GST

    Rs. 10,001 to Rs. 1,00,000 - Rs. 5.00 + GST

    Rs. 1,00,001 to Rs. 2,00,000 - Rs. 15.00 + GST

    >Rs. 2,00,000 - Rs. 25.00 + GST

  • RTGS

    Rs. 2,00,000 to Rs. 5,00,000 - Rs. 30.00 + GST

    >Rs. 5,00,000 - Rs. 55.00 + GST

NEFT - National Electronic Funds Transfer, IMPS - Immediate Payment Services, RTGS - Real Time Gross Settlement

  • Cash Deposit

    Free up to - 5 transactions per month or 2.5 Lakhs per month whichever is earlier

    Charges beyond Free limit - Rs 3 per Rs 1,000 + GST

  • Fund Transfer (NEFT/RTGS)

    NEFT through Branch

    Up to Rs. 10,000 - Rs. 2.50 + GST

    Rs. 10,001 to Rs. 1,00,000 - Rs. 5.00 + GST

    Rs. 1,00,001 to Rs. 2,00,000 - Rs. 15.00 + GST

    >Rs. 2,00,000 - Rs. 25.00 + GST

    RTGS through Branch

    Rs. 2,00,000 to Rs. 5,00,000 - Rs. 30.00 + GST

    >Rs. 5,00,000 - Rs. 55.00 + GST

Cash Withdrawal from branch is not allowed and can be done from ATM's only using Debit Card

Virtual Debit Card

  • Type

    RuPay Platinum

  • Issuance Fee

    Free

  • Annual Fee

    Free

  • Daily Ecom Limit (RuPay)

    Rs. 50,000

Physical Debit Card - (Primary Contact Person)

  • Type

    RuPay Platinum

  • Issuance Fee (RuPay / Visa)

    Rs. 300 + GST

  • Annual Fee (RuPay / Visa) (2nd Year onwards)

    Rs. 300 + GST

  • Replacement Fee

    Rs. 300 + GST

  • Daily Withdrawal Limit

    Rs. 30,000

  • Daily POS Limit

    Rs. 90,000

  • ATM Transaction (Per Month)

    Metro - up to 3 transactions

    Non-Metro - up to 5 transactions

  • ATM Charges beyond free limit

    Financial= Rs 20 + GST

    Non-financial = Rs 8 + GST

  • ATM decline for insufficient funds

    Rs. 25 + GST

Only one DC can be issued per account in the name of the primary contact person and is optional.

Account Statements -

  • Email Statement (Monthly)

    Free

  • Physical Statement (Adhoc)

    Rs. 200 + GST per request

Standing Instructions / ECS -

  • Setting up of Standing Instructions (Digitally)

    Free

  • Setting up of Standing Instructions (Branch)

    Rs. 100 + GST per request

  • SI Rejects

    Free

  • Setting up of ECS

    Free

  • ECS Return/Rejects

    Rs. 500 + GST per instance

Miscellaneous

  • Balance Confirmation Certificate

    Rs. 100 + GST

  • Monthly Account Maintenance Charge
    (Covers SMS Alerts, Free NEFT transactions, Setting up of SI/ECS, etc.)

    Rs. 50 + GST

  • Account Closure Charges*

    Rs. 750 + GST

  • Signature Verification Certificate / Photo Attestation

    Rs. 100 + GST per request

*Applicable only if the account is closed > 14 days or < 12 months of account opening.

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