rate & charges
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Minimum Average Monthly Balance (AMB)
Rs. 50,000
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Maximum Balance
Rs. 2,00,000
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Fund Transfer to Partner Bank Linked Account through Sweep facility#
No
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Balance Non- Maintenance charges per month
Rs. 1000 + GST
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Initial Deposit
Rs. 50,000
#Customers will be given a choice for opting a partner bank which will be considered for moving out excess funds. As of now sweep facility is not available on any Current Account
^No Upper Limit applies for these accounts as the threshold of 1 lakh is not applicable.
*No Upper Limit for daily balance as day end excess funds will be moved to broker account basis e-mandate signed.
Inward - (Internet Banking)
IMPS/NEFT/RTGS
Free
Outward -
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Intra Bank (Within NSDL Payments Bank Accounts)
Free
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IMPS
Free upto 25 transactions per month
Beyond free limit same as standard IMPS slab
Up to Rs. 1,00,000 - Rs. 5 + GST
Rs. 1,00,001 to Rs. 2,00,000 - Rs. 15.00 + GST
Rs. 2,00,001 to Rs. 5,00,000 – Rs. 25 + GST
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NEFT
Free upto 50 transactions per month
Beyond free limit same as standard NEFT slab
Up to Rs. 10,000 - Rs. 2.50 + GST
Rs. 10,001 to Rs. 1,00,000 - Rs. 5.00 + GST
Rs. 1,00,001 to Rs. 2,00,000 - Rs. 15.00 + GST
>Rs. 2,00,000 - Rs. 25.00 + GST
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RTGS
Rs. 2,00,000 to Rs. 5,00,000 - Rs. 30.00 + GST
>Rs. 5,00,000 - Rs. 55.00 + GST
NEFT - National Electronic Funds Transfer, IMPS - Immediate Payment Services, RTGS - Real Time Gross Settlement
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Cash Deposit
Free up to - 5 transactions per month or 2.5 Lakhs per month whichever is earlier
Charges beyond Free limit - Rs 3 per Rs 1,000 + GST
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Fund Transfer (NEFT/RTGS/IMPS)
NEFT through Branch
Up to Rs. 10,000 - Rs. 2.50 + GST
Rs. 10,001 to Rs. 1,00,000 - Rs. 5.00 + GST
Rs. 1,00,001 to Rs. 2,00,000 - Rs. 15.00 + GST
>Rs. 2,00,000 - Rs. 25.00 + GST
RTGS through Branch
Rs. 2,00,000 to Rs. 5,00,000 - Rs. 30.00 + GST
>Rs. 5,00,000 - Rs. 55.00 + GST
Cash Withdrawal from branch is not allowed and can be done from ATM's only using Debit Card
Account Statements -
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Email Statement (Monthly)
Free
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Physical Statement (Adhoc)
Rs. 200 + GST per request
Standing Instructions / ECS -
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Setting up of Standing Instructions (Digitally)
Free
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Setting up of Standing Instructions (Branch)
Rs. 100 + GST per request
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SI Rejects
Free
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Setting up of ECS
Free
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ECS Return/Rejects
Rs. 500 + GST per instance
Miscellaneous
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Balance Confirmation Certificate
Rs. 100 + GST
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Monthly Account Maintenance Charge
(Covers SMS Alerts, Free NEFT transactions, Setting up of SI/ECS, etc.)Rs. 50 + GST
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Account Closure Charges*
Rs. 750 + GST
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Signature Verification Certificate / Photo Attestation
Rs. 100 + GST per request
*Applicable only if the account is closed > 14 days or < 12 months of account opening.
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